Coverage Overview

With Health Insurance for Travel Abroad all benefits, except Hospital Indemnity, Lost Checked Luggage, Natural Disaster, Accidental Death & Dismemberment and Common Carrier Accidental Death, are subject to the Deductible and Coinsurance. Limits apply to all benefits (See Schedule of Benefits and limits.

Medical

  • Inpatient and Outpatient charges made by the Hospital
  • Charges made by a Physician, Surgeon, Radiologist, and Anesthesiologist, and any other medical specialist to whom the Physician has referred the case
  • Changes made for dressings, sutures, casts or other supplies prescribed by the attending Physician or specialist, but excluding nebulizers, oxygen tanks, diabetic supplies and all devices for repeat use at home
  • Charges for diagnostic testing using radiology, ultrasonographic or laboratory services

  • Charges for oxygen and other gases and anesthetics and their administration
  • Charges for prescription drugs for treatment of a covered Injury or Illness, but not for the replacement of lost, stolen, damaged, expired or otherwise compromised drugs
  • Charges made by a licensed Extended Care Facility upon direct from an acute care Hospital
  • Emergency local ambulance transport incurred in connection with Injury or Illness resulting in inpatient hospitalization

Other travel and medical assistance services available include

Prescription Drug Replacement | Emergency Travel Arrangements | Dispatch of Physician | Translation Assistance | Credit Card/Traveler Check Replacement

* Atlas Travel Insurance Services are not insurance benefits and provision of any Atlas Travel Assistance Services is not a guarantee of any other benefits under the Atlas Series

Who is the Plan Administrator/Insurer?
WorldTrips
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WorldTrips, a member of the Tokio Marine HCC group of companies, is a full-service company offering international medical insurance designed to meet needs of consumers worldwide.

WorldTrips Client Zone and World Service Center

Whether you have misplaced your ID card to benefit booklet, need assistance with a claim, or have a question about benefits, WorldTrips is always ready to respond. Frequently, these and other issues can be addressed with a short visit to Client Zone.

Client Zone is an online account management and resources tool that allows you to:

  • Change personal information
  • Renew coverage and reprint ID cards
  • Obtain details about claim filling, including downloading necessary forms
  • Pre-Notify for certain procedures and hospitalizations
  • Locate providers within the PRO Network

  • Study destination, weather and travel security information using our Travel Intelligence and Planning System (TIPS)
  • Access health and wellness information
  • View and download brochures, obtain policy information, or get quotes for other products offered by WorldTrips

At times, there is simply no substitute for human intervention. WorldTrips Client Relations team is available 24 hours a day, 7 days a week to answer your questions about travel International Health Insurance Coverage and may be reached at no cost through our worldwide 800 numbers.

Privacy Policy

WorldTrips respects individual privacy and values the confidence of its customers, employees, consumers, business associates, and others. Please contact us or visit our website to obtain a full version of our Privacy Policy.

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